Understanding Compound Interest
Albert Einstein has been quoted as saying “compound interest is the eighth wonder of the world. Those who understand it, earn it, and those who don’t, pay it.” In investments and loans, there is often going to be interest. It is the price you pay, or get paid, when money is loaned. The interest can…
Investing vs. Aggressively Paying Down My Loans?
If you are like most students graduating from PT school, you will come out of school with student loans. In addition to graduating with student loans, you will graduate with questions. LOTS of questions. One of them being, how quickly should I be trying to pay these off? While everyone’s situation is different, there are…
Understanding Your Payroll Taxes
Taxes are inevitable. If you live in this country, you will experience the benefits of what our tax dollars go towards, but also will be responsible for contributing to the funding of those projects, services and initiatives via tax payments. When we work, our earned income is also subject to taxes, often called “Payroll Taxes”….
What I Learned From My First Job
Accepting your first job offer and beginning your career is an exciting milestone coming out of school. It is filled with anticipation and eagerness, but also carries a degree of uncertainty and anxiety of the unknown. What if I don’t like it? What if I don’t know as much as I thought I knew? Am…
Student Loans – What I Learned
5 Things I Learned Paying Off $200k in Student Loans With My Wife My wife and I graduated from undergrad and graduate school with a combined $200k worth of student loans. Her portion were private loans from a Nursing undergraduate degree and mine were federal loans from my DPT degree. We both knew that we…
ACL Rehab: The Perfect Test
ACL Rehab Testing In the world of ACL rehab, we WISH we could find the perfect ACL test. The test that would tell us if an athlete is ready to be discharged and return to sport, performing at a high level with low risk of reinjury. Unfortunately, we still haven’t found that test. So instead,…
Patient Care: Developing a Successful Strategy
Evidence Based Investigating “A strategy, in a world without a crystal ball, should only be judged on the quality of the process that was being utilized to make the decisions being implemented and not solely on the outcome achieved. If you focus solely on the outcome, you will often confuse skill with luck.” – Larry…
ACL Rehab: Timeline vs Criteria Based Progressions
A long term rehabilitation process such as ACL rehab is going to have several factors that will dictate the progression of an individual. With ACL rehab, as with all injuries, we tend to have a general idea as to how long certain processes will take and when it is understood and expected for individuals to…
ACL Rehabilitation: Return To Sport Considerations
The return to sport decision making process can be daunting with ACL Rehabilitation. There are a lot of variables to consider and you are most likely dealing with an individual who is eager to begin playing again. Taking the emotions out of the process and having a systematic approach to the decision can go a…
Early ACL Rehab Priorities
We love to talk about the end stages and return to sport ACL rehab, but oftentimes forget that in order to get there we had to start from somewhere! I absolutely LOVE the first month of ACL rehab. Maybe even more than the later stages of rehab. Many clinicians I run into will talk about…